Revolut Business Fee Calculator for Ireland
Calculate exactly what Revolut will deduct from each payment so you can price your products and services correctly. This free tool covers all Revolut payment methods including online cards, in-person terminal, Revolut Pay, Pay by Bank, and currency exchange. Updated for 2026 rates.
Revolut Business Fee Calculator for Ireland
Calculate Revolut processing fees across all payment methods so you can price your products and services correctly. Rates shown for the Basic plan at €10 per month.
Basic Plan · €10/month · No VAT on Revolut feesOn the Basic plan you can exchange up to €1,000 per month at the interbank rate with no Revolut fee. Above €1,000, Revolut charges 0.6% on the amount exchanged (or 1% outside trading hours, typically weekends). This is still significantly cheaper than most Irish banks.
Rates shown for Revolut Business Basic plan at €10/month. No VAT is charged on Revolut processing fees. Always verify current rates at revolut.com/business. Revolut plans reviewed monthly — rates may change.
Ready to try Revolut Business?
Sign up using our referral link and get started with better payment rates for your Irish business. We use Revolut ourselves alongside Stripe.
Referral link active until 26 May 2026. To qualify: sign up, pass eligibility, order a card, add or receive funds, and make €50 in purchases. We may receive a referral bonus. This does not affect your fees or service.
How to use the Revolut Fee Calculator
To calculate fees on a payment you receive:
Enter the amount your customer pays in the left input. Select your payment method and card type. The calculator shows you the Revolut fee, any applicable charges, and exactly how much you will receive.
To calculate what to charge:
Enter the amount you want to receive in the right input. The calculator works backwards and tells you what price to charge your customer so that after Revolut's deduction you receive your target amount.
To compare with Stripe:
The results section shows the equivalent Stripe fee including VAT alongside your Revolut fee so you can see the saving at a glance.
For currency exchange:
Use the Currency Exchange tab to calculate the Revolut fee for exchanging money above your monthly free allowance. Enter the total amount you want to exchange and the calculator shows you the fee and the effective rate.
About Revolut Business in Ireland
What is Revolut Business?
Revolut Business is a financial platform used by thousands of Irish businesses to accept payments, manage money, and exchange currencies. Unlike traditional banks, Revolut uses the interbank exchange rate as its base, which means you typically get better rates when paying suppliers or receiving money in foreign currencies.
Revolut Business is not as widely used for website payment processing as Stripe, but it is a strong choice for Irish businesses that receive payments in multiple currencies, want to avoid VAT on processing fees, or already use Revolut for their day-to-day business banking.
We use Revolut Business ourselves at DesignBurst alongside Stripe.
Revolut Fees
How does Revolut Business pricing work?
Revolut Business offers several monthly plans. The rates shown in this calculator are for the Basic plan at €10 per month, which is the most common plan for small and medium Irish businesses.
The main difference between plans is the amount you can exchange at the interbank rate each month without paying a conversion fee. On the Basic plan you can exchange up to €1,000 per month for free. Above that Revolut charges 0.6% during trading hours or 1% outside trading hours such as weekends.
Does Revolut charge VAT on fees?
No. This is one of the most important differences between Revolut and Stripe for Irish businesses. Stripe charges 23% Irish VAT on top of every processing fee. Revolut does not. This means Revolut's headline rates are often more competitive than they first appear when you compare them directly to Stripe's VAT-inclusive fees.
Use the comparison section in the calculator above to see the difference on any amount.
Revolut Business payment methods explained
Online Payments
1% + €0.20
EEA Consumer Cards (Visa and Mastercard)
The standard rate for consumer cards from Ireland and EU countries. No VAT. This is your most common rate if you sell to consumers in Ireland or the EU.
Online Payments
2.8% + €0.20
EEA Commercial Cards
Business cards from Ireland and the EU, including Visa, Mastercard, and Amex. This applies to B2B sales where the customer pays with their company card.
Online Payments
1.7% + €0.20
EEA Consumer Cards (American Express)
American Express consumer cards carry a slightly higher rate. Amex is less common in Ireland but worth knowing if you sell to business travellers or premium customers.
Online Payments
2.8% + €0.20
International Cards
All cards from outside the EEA, including UK cards post-Brexit. Note that UK cards are no longer EEA cards since Brexit, so they fall into this category for Revolut. Applies if your customers are from outside the EAA including the UK and Northern Ireland.
Revolut Pay
1% + €0.20
The lowest online rate. Customers pay directly from their Revolut account. Ideal if your customers are likely to be Revolut users.
Pay by Bank
1% + €0.20
Open banking transfer, capped at a maximum fee of €5. For any transaction above approximately €480, Pay by Bank becomes your cheapest Revolut option because the fee stops increasing at €5.
In-person Terminal
1.4% + €0.10
per successful charge for EEA consumer and commercial cards.
Using the Revolut Terminal or Tap to Pay on iPhone. Tap to Pay on iPhone — adds €0.08 per transaction on top of the terminal rate. Allows you to accept contactless payments using your iPhone with no card reader needed.
In-person Terminal
2.9% + €0.10
per successful charge for cards from outside the EEA including UK and international cards.
Using the Revolut Terminal or Tap to Pay on iPhone. Tap to Pay on iPhone — adds €0.08 per transaction on top of the terminal rate.
Ireland is part of the EEA
The European Economic Area (EEA) includes Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
How much does Revolut Terminal cost?
The Revolut Terminal costs €189 plus VAT as a one-time purchase. There is no monthly rental fee. This compares favourably to many other card terminal providers in Ireland that charge monthly rental fees on top of transaction fees.
Alternatively you can use Tap to Pay on iPhone with no hardware cost at all, which adds only €0.08 per transaction.
FAQs
Frequently Asked Questions
How does Revolut compare to Stripe for Irish business?
Both are excellent payment platforms and we use both at DesignBurst. Here is a plain English comparison to help you decide.
Choose Revolut if you receive payments in multiple currencies regularly, want to avoid VAT on processing fees, already use Revolut for business banking, or want a simple and affordable in-person payment option without a monthly terminal rental.
Choose Stripe if you need to integrate payments directly into your website or ecommerce store, want a wider range of payment methods and developer tools, or process high volumes of online card payments where Stripe's infrastructure and reporting are more powerful.
Many Irish businesses use both. Stripe for website payments and Revolut for in-person and international payments.
Is Revolut Business free to use?
No. Revolut Business plans start at €10 per month for the Basic plan. You also pay per-transaction fees on payments processed. However there is no setup fee and the Basic plan is enough for most small Irish businesses.
Can I pass Revolut fees on to my customers?
In Ireland and across the EU you cannot add a surcharge to card payments to cover processing fees. This is prohibited under EU payment services regulations. You must absorb the fees into your pricing. This calculator helps you do that accurately.
Does Revolut work with Irish websites and ecommerce stores?
Yes. Revolut Business offers payment links and a basic ecommerce integration. However for full ecommerce website integration with WooCommerce or a custom checkout, Stripe generally has more comprehensive developer tools and plugins. We can build both types of payment integration into your website. See our custom website design services for more information.
Are these rates accurate?
The rates in this calculator are correct for Revolut Business Ireland as of May 2026 on the Basic plan. Revolut does update their pricing from time to time. Always verify current rates directly at revolut.com/business before making pricing decisions. This calculator is not endorsed by or affiliated with Revolut.
Why does Revolut not charge VAT on fees?
Revolut's Irish entity is regulated as a payment institution rather than a VAT-registered service provider for processing fees in the same way Stripe is. The practical result for your business is that the rate you see is the rate you pay, with no VAT added on top. This makes Revolut's effective rates lower than they may appear compared to Stripe's VAT-inclusive fees.
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